In a previous post, I mentioned different types of ruins that can be found in each hex. Most of these are presumably made of crumbling stone that isn't of any intrinsic value. However, they could potentially be used as the raw materials for a new settlement.
If players elect to construct a new urban settlement in the same hex as an existing ruin, then they can "pay" for half the investment cost of the settlement (500 of every 1000 gp) by using stone claimed from the ruins. This works only up until the settlement reaches a class VI market, at which point the ruins have been completely stripped of useful stone.
If the ruins are of a military structure (one that gives a morale bonus), then there is a second option: rebuilding the military structure itself. A Crumbling Keep can be rebuilt as a keep, a Forsaken Outpost as a large tower, and an Empty Tower as a small tower. This reduces the cost of that structure by 50%. This stacks multiplicatively with any other construction discounts. For example, a cleric with loyal builders would pay only 80% of 50% of 50%, or 20%, of the normal cost.
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